The process
How does a novated lease work?
From choosing a car to handing back the keys — five clear steps, managed for you end to end.
Step by step
Five steps from quote to keys.
Choose your car
Pick any new or used car that suits your life and budget. EVs under the luxury car tax threshold unlock the FBT exemption.
Get a quote
We generate a fully itemised quote — finance, running costs, pre-tax and post-tax split — so you can see the per-pay-cycle cost up front.
Employer approval
Your employer signs the novation agreement and sets up the payroll deduction. It is generally cost-neutral for them.
Lease setup
We arrange finance, insurance and delivery. Your deductions start when you take delivery of the car.
Ongoing management
Fuel cards, servicing bookings, tyres and rego are managed through the lease. At the end of term: upgrade, extend, or pay out the residual.